Our Industry Explained
WHAT DO WE DO?
We are in the land title insurance business. We work to ensure people buy their homes with peace of mind, reduce their risks, and help protect their property rights.
HOW DO WE HELP PROTECT PROPERTY RIGHTS?
Prior to closing on your real estate purchase, our office examines and verifies legal documents. It’s a complex process, but it’s important because it ensures the title can be legally transferred to you, the new owner.
WHY IS PROTECTING PROPERTY RIGHTS SO COMPLEX?
It’s complex because we search public and private records looking for previous liens, tax issues, unpaid child support, ownership disputes, forgery or fraud, and other possible issues that could affect the property. As you can imagine, this is no “Google Search.”
IS THE PROPERTY SEARCH GOOD ENOUGH TO PROTECT PROPERTY RIGHTS?
After our search, we then offer an Owner’s Title Insurance Policy, which helps protect the homebuyer’s property rights. The Owner’s Title Insurance Policy has a one-time fee and protects the homebuyer for as long as they own their home. It’s rewarding work because we sweat the small stuff to give you the peace of mind you deserve.
|Home Closing 101 – Protect Your Property Rights|
AN EDUCATIONAL INITIATIVE OF THE AMERICAN LAND TITLE ASSOCIATION